Where to get a free credit report online New Mexico

If you haven’t looked at your credit report lately, I’d encourage you to do so. If you notice errors on it, then you can initiate the correction process. Even though you are looking at a free credit report when you go through AnnualCreditReport.com, you aren’t given your credit score unless you pay.

We were tempted to do that today, but you know that I have an aversion to paying for things :) We discovered a wonderful resource that gives you your credit score free of charge. My husband and I checked both of our credit scores, which are provided by Trans Union  (mine is better than his) :) Plus, there are a lot of neat reports that show how your credit score compares to other where to get a free credit report online New Mexico Americans, plus simulators that help you understand how your financial decisions may impact your credit score. First, let me tell you that you don’t enter a credit card number. There is no fine print that requires you to opt-out. Credit Karma.com operates on a business model much like Mint.com.

Your credit score is paid where to get a free credit report online New Mexico for via advertising revenue the site earns by providing targeted ads to you while you navigate their site. They may offer you a lower interest credit card or suggest something else that could benefit you financially. free credit reports free You are under no obligation to act on the advertising, but those advertisers subsidize the cost of the credit score. I always check into new companies I mention where to get a free credit report online New Mexico here at PocketYourDollars.com before I share them with you.

I look for complaints and feedback on ComplaintsBoard.com and My3Cents.com. With CreditKarma.com I did all of that due diligence, since they are handling secure financial information. The site’s been mentioned in the media a plethora of times.

It has gotten great reviews from across the blogosphere for more than 2 years (see reviews at Christian Finance’s review and Bargaineering for examples). For those that still question the safety of inputting their info into CreditKarma.com, let me paste in a portion of Credit Karma’s FAQ: Credit Karma is committed to your safety. how to get free annual credit report We follow the latest security precautions to protect your identity and your data. In where to get a free credit report online New Mexico fact we went a little bit over the top in an attempt to do everything possible to prevent unauthorized access to your information. Our site is registered with VeriSign and Hackersafe. In order to retrieve your first credit score, we must use your social security number. We only use your SSN for this first score retrieval, and we do not store it in our database. After this one-time use, we will not need your SSN again where to get a free credit report online New Mexico and it will not be stored on any of our systems. I have signed up with Credit Karma to get monthly updates on my credit where to get a free credit report online New Mexico score, but not enough time has passed (its only been 3 hours since I discovered the site) for me to have received one. I hope they are useful a useful resource as I monitor my credit worthiness. After sharing this post yesterday evening, some readers that have used Credit Karma for awhile shared their insights. One thing they said was that after creating a free Credit Karma account that they began to receive more credit card applications in the mail. fcra free credit report But, you can opt out of many of those where to get a free credit report online New Mexico by following the instructions provided by the Federal Trade Commission. Your turn: Have you used Credit Karma before?

**Disclosure: Actions you take from the hyperlinks within this blog post where to get a free credit report online New Mexico may yield commissions for Pocket Your Dollars.com. See Pocket Your Dollars’ disclosure statement for more details. Posted in Money management | Tagged credit report, credit score, creditkarma.com I am passionate about helping people keep their money where it belongs - in their pocket.